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A pension fund approach for individual investors

 

With today’s more complex and globally interconnected markets, many investors put their trust in professional portfolio management to help build and protect their wealth. The Investment Counselling Program (ICP) provides discretionary money management from world-class portfolio managers with diverse styles and investment mandates.

For decades, institutional investors have tested, refined and proven the value of an approach that engages the specialized talents of multiple portfolio managers. Through the ICP, your investment portfolio is managed with the same expectations for expertise, discipline and performance that institutional investors demand. Over time, these portfolios have consistently generated value for investors as a result of their well-articulated process, professionally executed strategies and commitment to continual monitoring.

 

DESIGNED FOR YOUR LIFE GOALS

Your Canaccord Genuity Wealth Management investment advisor will work closely with you to customize the ICP to your particular financial goals and risk tolerance. The process will include discussions that give your investment advisor a deep understanding of your values, responsibilities, interests, overall assets, financial needs and desired investment outcomes. Your investment advisor will also schedule regular meetings with you so you can track your progress towards the milestones that define your life goals.

Globally Renowned
 

The portfolio managers selected to be part of this program are considered to be some of the most seasoned and respected money managers in the world.

They undergo our rigorous due diligence process in order to be invited into the program, and the investment mandates they fulfill are carefully selected to deliver best-in-class opportunities to you.

Discretionary
 

The ICP is ideal for clients who are busy and focused on activities other than market research and day-to-day investment decision-making.

The portfolio managers who partner with you in this program handle all tactical decisions related to your investments, freeing you to build your career or business, steward your family and achieve your other life goals.

Tax Advantageous
 

Investing through this program may provide you with considerable tax advantages:

  • You have direct ownership of the securities in your portfolio, so you are not subject to the hidden or embedded capital gains often incurred through mutual fund ownership. Direct ownership also reduces tax inefficiencies created by the high portfolio turnover associated with some mutual funds.
  • You have the ability to minimize tax on capital gains by taking profits or losses at appropriate times for tax planning purposes.
  • If you hold the ICP in a non-registered account, you may be able to claim the all-inclusive program management fee as a tax-deductible expense.

Ask your tax advisor about the specific tax advantages that apply to you.

Contact Us

We offer an initial consultation at no charge to discuss your current financial status and future goals.